The following are the current fees and charges that apply to CCB Residential Home Loans: 

申请费 Application Fee

$500 is payable on loan approval and acceptance of this offer. Fee is non-refundable 

管理费Full Repayment administration Fee

$150.00 is payable if you pay the unpaid balance in full before the final payment is due

建立费用Establishment Fee

Minimum $585 plus GST is charged being the documentation and settlement fee  

解除Discharge Fee

$100 plus GST  is payable at the time the loan is repaid in full and the mortgage is discharged 

Non-proceeding Fee

$225.00 plus GST is payable if the loan does not proceed

Re-documentation fee

S295.00 plus GST is payable if the documents are required to be changed 

Further advance Fee

$350.00 plus GST is payable at the time any further advances is approved

Restructuring Fee

$350.00 plus GST is payable at the time you ask for a variation to your loan that requires the loan to be re-documented

Payment Default fee

We do not currently charge a default fee but reserve the right to do so in the future. 

Third party costs and disbursements

If on default or otherwise we incur costs and expenses payable to a third party, you will have to pay these costs.  We will not charge a margin on these third party costs.  However, these costs will be payable on demand.